Credits

Consumer credit

Consumer credits are provided to individuals having a permanent official income for purchasing goods and services for satisfaction of their consumer needs.

from 27,99%

Interest rate

up to 36 months

Credit term

up to 500 base rates

Loan amount

Consumer credits are provided to individuals having a permanent official income for purchasing goods and services for satisfaction of their consumer needs.

Loans are provided to physical persons – residents (hereinafter –the"Borrower"), having a permanent job and residence in Tashkent city and Tashkent region, as well as in other areas where there are regional branches of the Bank and those opened demand deposit accounts in national currency at the Bank."

Credit arrangements for medical services

Credit arrangements for purchasing of household appliances

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Credit arrangements for purchasing of furniture

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Credit arrangements for purchasing of windows, grids, steel plate door etc.

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Credit arrangements for conduction of celebrations

Credit arrangements for purchasing of air tickets

Terms of customer crediting:

Maximal amount of credit	500 minimum earnings
Interestrate	up to 12 months – 27,99% annually up to 36 months – 32,00% annually
Purpose of credit	To purchase goods and services for consumer needs
Redemption of principal debt and interests	Monthly

This consumer loan is not provided to self-employed individuals.

Documents necessary for obtaining of a credit:

Application for credit

Document confirming income (The bank can independently obtain information about the borrower’s average monthly income electronically through special networks).

Passport of applicant

Contract for the sale of goods or service rendering purchased on account of the credit

Documents for security of credit recovery

Bank reserves the right to request additional documents for more complete analysis of the borrower's solvency.