«YANGI TADBIRKOR» – is intended to finance individual (private) entrepreneurs who have been engaged in entrepreneurial activity for at least three months, are permanently operating and have regular cash receipts
General terms
Loan target
to expand and develop entrepreneurial activities based on creating new jobs that are not prohibited by law
Loan currency
soum/US dollar
Loan amount
up to 300 million soums
Initial payment
not required
Interest rate
from 24% per annum (in UZS), from 12% (in USD)
Credit term
up to 24 months
Loan processing method
bank branch
Form of issue
by transferring the loan funds cashlessly to the bank card issued in the name of the Borrower within the 'ASIA ALLIANCE BANK' JSCB
Collateral
an insurance policy covering the risk of non-repayment issued by an insurance company acceptable to the bank
Grace period
yes
up to 6 months
up to 6 months
Repayment method
differential, annuity
Frequency of payments
monthly
Borrower requirements
citizens of the Republic of Uzbekistan who are 18 years old or older, wish to engage in entrepreneurial activity, are registered as self-employed with the state tax authorities, pay social tax, and do not have official income
Required Documents
1. Passport or another identity document; 2. Certificate confirming registration as a self-employed individual with the state tax authorities; 3. A certificate signed by the Borrower indicating the expected average monthly income; 4. Document (or certificate) confirming payment of social tax;
Additionally, depending on the planned entrepreneurial activity, supplementary documents may be required
Additionally, depending on the planned entrepreneurial activity, supplementary documents may be required
Loan Service Fee
not required
Additional Conditions
The loan amount is determined based on 50% of the funds credited to the borrower’s account from their primary business activities over the last three months
Early repayment
possibly
Limit increase
possibly
Early limit closure
possibly
Insurance
not required
Notes
for loan terms up to 12 months - 24.00% annually in local currency - 12.00% annually in foreign currency;
- for loan terms up to 18 months - 26.00% annually in local currency - 14.00% annually in foreign currency;
- for loan terms up to 24 months - 27.99% annually in local currency - 16.00% annually in foreign currency
- for loan terms up to 18 months - 26.00% annually in local currency - 14.00% annually in foreign currency;
- for loan terms up to 24 months - 27.99% annually in local currency - 16.00% annually in foreign currency
We are happy to help you
Our consultants will help you solve any issue. Just give us a call or request a call back.
If you have questions about deposits, our consultants will answer them.
Single Call Center
Work schedule: 24/7
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An online chat with the Bank's Support Service is also available.
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