Credits

Mortgage loan «New house - hybrid»

27% per annum

Interest rate

Up to 180 months

Credit term

Up to 600 mln soums

Loan amount

Provided in addition to the mortgage loan product “New house” allocated in the amount of 420 mln soums in the city of Tashkent and 330 mln soums in the regions from the funds of the Ministry of Economy and Finance of the Republic of Uzbekistan, for the purchase of apartments in multi-storey buildings on the primary housing market.

General terms

Loan target

Additional financing for purchasing apartments in multi-story buildings

Loan currency

Sum

Loan amount

Up to 600 mln soums

Initial payment

From 30% (with official income), from 35% (for self-employed individuals)

Interest rate

27% per annum

Credit term

Up to 180 months

Loan processing method

Bank branch

Form of issue

Non-cash

Collateral

Collateral of the purchased property

Grace period

yes (Yes (6 months))

Repayment method

Differentiated, Annuity

Frequency of payments

Monthly

Borrower requirements

Residents of Uzbekistan, aged 18-60, officially employed or self-employed

Loan Provision Order

Non-cash

Required Documents

1. Application for a loan;
2. Identity document (passport, ID card, residence certificate, etc.);
3. Contract of purchase and sale of housing concluded with the contracting organization-seller;
4. Loan security documents;
5. If necessary, documents confirming the availability of permission from the authorized body for the construction of a multi-storey building in which the loaned object is purchased, acquired through a loan (decision of the khokim, etc.);
6. Extract from the cadastral register of the purchased apartment;
7. Self-employment certificate. (when the loan is provided to self-employed persons). The Bank reserves the right to request additional documents for the most complete analysis of the solvency of the Borrower/Co-Borrower.

Loan Service Fee

None

Additional Conditions

An insurance policy and a mortgage insurance agreement are not required. Early repayment can be made at any time, either in full or in part.