A microloan is a convenient and affordable way to quickly get the required amount for any purpose. This modern tool allows people to get out of a difficult financial situation who suddenly need a small amount of money for unforeseen expenses related to the need to repair something, pay for education, treatment, bills, buy a travel package, furniture, equipment or urgently pay off a debt.
The Bank issues a microloan in non-cash form by crediting funds to a plastic card.
A microloan is provided to individuals with a stable income sufficient to pay off monthly loan payments, as well as to self-employed individuals who provide liquid assets as collateral that meets the bank's requirements.
A Microloan «Collateral» is provided to self-employed individuals who provide liquid assets as collateral that meets the bank's requirements.
Type and name of credit product | Microloan «Collateral» |
Requirements for the borrower / co-borrower |
An individual who is a resident of the Republic of Uzbekistan and has reached the age of 18 |
Currency microloan | The national currency of the Republic of Uzbekistan is the sum |
Microloan amount | Up to 100.0 million sum |
Purpose of microloan | For any needs (at the discretion of the borrower) |
Microloan term : | No grace period, up to 60 months |
Form of submission |
Transfer of funds to the borrower's plastic card opened in JSCB "ASIA ALLIANCE BANK" |
Interest rate: |
Up to 12 months - 27.99%; Up to 36 months - 32.00%; Up to 48 months - 32.50%; Up to 60 months - 33.00%. |
Microloan security |
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Required documents: |
A) Identity document (passport, ID card, residence permit, etc.); |
Microloan repayment procedure |
The repayment of the microloan and accrued interest is carried out in accordance with the terms of the loan agreement and can be made using annuity or differentiated payments. |
Additional terms |
The individual net income of the borrower/ co-borrower must not be less than 6 times the BCV; |
General terms

Terms and Conditions
Microloans are provided to individuals who have a steady income, sufficient for monthly debt servicing on a microloan.
- an identity document (passport, residence permit, etc.);
- a certificate of wages and other payments equivalent to it for the last 12 months, indicating information about the withheld taxes and deductions or other documents confirming existence of stable income in cash;
- documents for securing return of a microloan.
We are happy to help you
Our consultants will help you solve any issue. Just give us a call or request a call back.
The Alliance mobile application is equipped with interactive services and a calculator.
An online chat with the Bank's Support Service is also available.
