aab.uz
General terms
Loan target
Overdraft for individuals
Loan currency
Sum
Loan amount
Not more than 3 average monthly salaries of the borrower less personal income tax
Interest rate
21% per annum
Credit term
12 month
Loan processing method
Bank branch
Form of issue
Non-cash, within the specified limit and term.
Collateral
- Provided on the terms of a third-party guarantee, collateral for liquid property, and without collateral in an amount of at least 125 percent for overdrafts allocated up to 100.0 million soums;
- For overdrafts allocated in an amount exceeding 100.0 million soums, liquid assets in an amount of at least 125 percent and without collateral are provided on a collateral basis.
- For overdrafts allocated in an amount exceeding 100.0 million soums, liquid assets in an amount of at least 125 percent and without collateral are provided on a collateral basis.
Grace period
yes (up to 3 months)
Repayment method
Differentiated, Annuity
Frequency of payments
Monthly
Loan Provision Order
Provided to an individual who has a special UZS card account with Asia Alliance Bank, opened under a payroll project or for receiving a pension.
Required Documents
- Identity document (passport, ID card, residence permit, etc.);
- Documents ensuring the return of the overdraft;
- Report of an independent appraisal organization on the valuation of collateral (when allocating a loan against collateral)
- Documents ensuring the return of the overdraft;
- Report of an independent appraisal organization on the valuation of collateral (when allocating a loan against collateral)
Loan Service Fee
None
Additional Conditions
The amount of the overdraft issued must not exceed three times the average monthly salary or pension. Early repayment may be made at any time, either in full or in part. A credit risk insurance policy is required for the duration of the loan agreement
Terms and Conditions
Overdraft - a loan provided by the Bank to the Borrower within the established limit and term.
Required documents for obtaining a loan:
- A request for an overdraft.
- The passport (copying of the corresponding pages from the original document is made in the bank).
- Documents to secure the loan
The Bank reserves the right to request additional documents for the most complete analysis of the borrower's solvency.
We are happy to help you
Our consultants will help you solve any issue. Just give us a call or request a call back.
If you have questions about deposits, our consultants will answer them.
Single Call Center
Work schedule: 24/7
The Alliance Pay mobile application is equipped with interactive services and a calculator.
An online chat with the Bank's Support Service is also available.
Make payments on loans at any time convenient for you
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