Credits

Car loan «ROODELL I»

from 0% to 19,5% per annum

Interest rate

up to 60 months

Credit term

No more than 75% of the value of the car

Loan amount

General terms

Loan target

Purchase of KIA and CHERY and others ot cars produced in the Republic of Uzbekistan and sold through the network of authorized dealers in the domestic market

Loan currency

Sum

Loan amount

No more than 75% of the value of the car

Initial payment

From 25% of the value of the car

Interest rate

from 0% to 19,5% per annum

Credit term

up to 60 months

Loan processing method

Bank branch

Form of issue

Non-cash

Collateral

- The loan amount for the purchased motor vehicle is accepted as collateral at a value of at least 133.3 percent. - Additional collateral is not required until the collateral pledge agreement is notarized or independently executed by the bank.

Grace period

Repayment method

Differentiated, Annuity

Frequency of payments

Monthly

Borrower requirements

A natural person who is a resident of the Republic of Uzbekistan, age from 18 years

Loan Provision Order

The funds paid by the client and the car loan funds are transferred to the account of ROODELL LLC

Required Documents

A) Identity document (passport, ID card, residence permit, etc.);
B) Contract for the purchase and sale of a motor vehicle;
B) Self-employment certificate (when allocating loans to self-employed persons);
D) The client's spouse's statement of consent to provide the motor vehicle being purchased through the loan as collateral. In the absence of the spouse, a document confirming the absence of marriage on the day the client submits the loan application.

Loan Service Fee

None

Additional Conditions

- The debt burden indicator of the Borrower/Co-borrower must not exceed 50%;
- Debt-to-income ratio must not exceed 8 times;
- Absence of current debt from the BPI;
- The credit history for the last 3 years obtained from credit bureaus must be positive. In this case: 30 + up to 10 is permitted;
up to 60 + 5 is permitted. For individuals with permanent official income, up to 90+1 is permitted.

Early repayment

It may be carried out at any time, in full or in part, depending on the client’s preferences

Loan terms and interest rates

The amount of the initial payment (Regarding the price specified in the vehicle supply contract)	Loan period / Interest rate
	12 month	18 month	24 month	36 month	48 month	60 month
From 25%	0,00%	4,50%	10,00%	15,50%	17,50%	19,50%
From 30%	0,00%	3,00%	8,50%	14,50%	17,00%	19,00%
From 40%	0,00%	0,00%	5,00%	12,00%	15,00%	17,00%
From 50%	0,00%	0,00%	0,00%	8,50%	12,50%	15,00%
From 60%	0,00%	0,00%	0,00%	3,00%	8,00%	11,00%
From 70%	0,00%	0,00%	0,00%	0,00%	0,00%	4,50%