Credits

Microloan “Wuling Bardosh”

0% per annum.

Interest rate

Up to 24 months

Credit term

Up to 80% of the value of the vehicle being purchased.

Loan amount

General terms

Loan target

For the purchase of a “Wuling Bardosh” vehicle supplied by “Asaka Motors International” LLC and its official dealers, for the purpose of developing business activities.

Loan currency

Sum

Loan amount

Up to 80% of the value of the vehicle being purchased.

Initial payment

from 20%.

Interest rate

0% per annum.

Credit term

Up to 24 months

Loan processing method

Bank branch

Form of issue

By transferring the funds to the settlement account of “Asaka Motors International” LLC.

Collateral

Security in an amount of at least 125% of the microloan amount provided. Additional security is required for persons related to the bank.

Grace period

Repayment method

Differentiated, Annuity

Borrower requirements

An individual who is a resident of the Republic of Uzbekistan, aged 18 or older, and registered as self-employed.

Required Documents

1. Identity document — passport, ID card, certificate of residence, etc. 2. Contract for the sale and purchase of a car. 3. Self-employed registration certificate. 4. Application - the consent of the client's spouse to pledge the car purchased through the loan. 5. In the absence of a spouse — a document confirming the absence of marriage as of the date of filing the loan application. 6. Information regarding the income of the borrower/co-borrower shall be obtained by the bank independently in electronic form through special networks. 7. If it is impossible to determine the income, supporting documents may be requested. The minimum income for the last 6 months is taken into account.

Additional Conditions

The borrower's/co-borrower's debt burden must not exceed 50%. The borrower must have no current debt to MIB. The borrower's credit history for the last 3 years must be positive. The following delinquencies are allowed: 30+ days — up to 10 cases;
60+ days — up to 3 cases;
90+ days — up to 1 case for individuals with permanent official income.