Credits

Car loan — “Wuling Bardosh”

0.0% per annum.

Interest rate

Up to 42 months

Credit term

must not exceed 50% of the vehicle's value

Loan amount

General terms

Loan target

For the purchase of a “Wuling Bardosh” vehicle supplied by “Asaka Motors International” LLC and its official dealers.

Loan currency

Sum

Loan amount

must not exceed 50% of the vehicle's value

Initial payment

At least 50 percent of the vehicle's value

Interest rate

0.0% per annum.

Credit term

Up to 42 months

Form of issue

By transferring the funds to the settlement account of “Asaka Motors International” LLC.

Collateral

The vehicle being purchased is accepted as collateral at a value of not less than 133.3% of the loan amount. No additional security is required until the collateral agreement is notarized or independently executed by the bank.

Grace period

Repayment method

Differentiated

Frequency of payments

Monthly

Borrower requirements

An individual who is a resident of the Republic of Uzbekistan and has reached the age of 18.

Required Documents

A) Identity document (passport, ID card, residence certificate, etc.). B) Vehicle purchase and sale agreement. C) Certificate confirming self-employed status (when the loan is provided to self-employed individuals). D) Spouse's consent to pledge the vehicle purchased using the loan. If the borrower has no spouse, a document confirming that the borrower is unmarried as of the date of the loan application. Income information of the borrower/co-borrower(s), where applicable, is independently obtained by the bank electronically through special networks. If income cannot be determined, supporting documents may be requested from the borrower. In this case, income information is considered for at least the last 6 months.

Additional Conditions

• The borrower's/co-borrower's debt burden must not exceed 50%. • No current debt to MIB. • The credit history for the last 3 years must be positive. In this case, up to 10 instances of 30+ day overdue payments and up to 3 instances of 60+ day overdue payments are allowed. For individuals with permanent official income, up to 1 instance of 90+ day overdue payment is allowed.

Early repayment

Not available

Limit increase

Not available